Procedures › Fertility
Egg freezing cost estimator
Default scenario (one cycle): $16,000 based on the published average.
Estimate your cost
Where these numbers come from
- FertilityIQ: an egg-freezing cycle averages about $16,000 including stimulation and retrieval.
What changes the price
- Age and number of cycles needed
- Medication dose
- Storage fees each year
- Employer fertility benefits
Insurance, HSA and paying over time
Often treated as eligible when for fertility preservation; confirm with your plan administrator. See the insurance & HSA guide and the payment calculator. Promotional “no interest if paid in full” healthcare cards charge the deferred interest from day one if the balance is not cleared in time.
FAQ
How much does egg freezing cost?
Default scenario (one cycle): $16,000 based on the published average. Use the estimator above for your situation; every figure comes from the sources listed on this page.
Can I use an HSA or FSA for egg freezing?
Often treated as eligible when for fertility preservation; confirm with your plan administrator. In 2026 the HSA limit is $4,400 (self-only) or $8,750 (family), and the health FSA limit is $3,400.
Why is there a range instead of one price?
Providers set their own prices and published surveys differ in method and year. We show the cited low, typical and high values rather than a single number.
Is this a quote?
No. It is an estimate for planning. If you are uninsured or self-paying, providers must give you a Good Faith Estimate under the No Surprises Act when you schedule.
What makes egg freezing cost more?
Age and number of cycles needed; Medication dose; Storage fees each year.
Sources
- The costs of egg freezing, FertilityIQ. Accessed 2026-10-23.
- Publication 502, Medical and Dental Expenses, IRS, 2025 edition. Accessed 2026-10-23.