Procedures › Dental
Braces cost estimator
Default scenario (one patient): $5,000–$8,000, typical $6,000.
Estimate your cost
Where these numbers come from
- Delta Dental’s plan information puts braces at $5,000–8,000 before insurance and uses $6,000 as its example.
- The American Association of Orthodontists publishes no national figure; it says cost depends on complexity, duration, location and insurance.
What changes the price
- Treatment length and complexity
- Metal vs ceramic vs clear aligners
- Orthodontic coverage is often a separate lifetime maximum
- Retainers and replacement fees after treatment
Insurance, HSA and paying over time
Orthodontic treatment to correct a dental condition is generally eligible (IRS Pub. 502). See the insurance & HSA guide and the payment calculator. Promotional “no interest if paid in full” healthcare cards charge the deferred interest from day one if the balance is not cleared in time.
FAQ
How much does braces cost?
Default scenario (one patient): $5,000–$8,000, typical $6,000. Use the estimator above for your situation; every figure comes from the sources listed on this page.
Can I use an HSA or FSA for braces?
Orthodontic treatment to correct a dental condition is generally eligible (IRS Pub. 502). In 2026 the HSA limit is $4,400 (self-only) or $8,750 (family), and the health FSA limit is $3,400.
Why is there a range instead of one price?
Providers set their own prices and published surveys differ in method and year. We show the cited low, typical and high values rather than a single number.
Is this a quote?
No. It is an estimate for planning. If you are uninsured or self-paying, providers must give you a Good Faith Estimate under the No Surprises Act when you schedule.
What makes braces cost more?
Treatment length and complexity; Metal vs ceramic vs clear aligners; Orthodontic coverage is often a separate lifetime maximum.
Sources
- Braces (plan information sheet), Delta Dental. Accessed 2026-10-23.
- How much do braces cost?, American Association of Orthodontists. Accessed 2026-10-23.
- Publication 502, Medical and Dental Expenses, IRS, 2025 edition. Accessed 2026-10-23.